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LEGAL

Terms of Use

Last updated September 12, 2026

2.1 Acceptance of these Terms

These Terms of Use govern access to and use of the Lova Capital Group website and its public content. By accessing or using the website, you agree to these Terms and acknowledge the Privacy Policy and Website & Securities Disclosures. If you do not agree, do not use the website.

2.2 Eligibility and lawful use

You must be at least 18 years old and legally capable of agreeing to these Terms. You may use the website only for lawful purposes and in compliance with applicable laws. Access to the public website does not establish eligibility to participate in any investment opportunity.

2.3 Educational and informational purpose

The website provides general educational and business information about multifamily real estate, investment concepts, Lova's approach, operator information, and the process by which interested persons may learn about potential opportunities. Website content is not personalized investment, legal, tax, accounting, or financial-planning advice and should not be treated as a recommendation that any person invest or refrain from investing.

2.4 No offer or solicitation

Nothing on the public website constitutes an offer to sell or a solicitation of an offer to buy any security. Any offering will be made only by the applicable issuer through definitive offering documents and only in jurisdictions and to persons for whom the offering is lawful. Joining the investor community, attending a webinar, receiving information, or accessing a portal does not guarantee that an offering will be available or that you will be permitted to invest.

2.5 Offering documents control

Descriptions on the website or in general educational materials may be abbreviated. If information on the website conflicts with definitive offering documents, subscription documents, organizational documents, or written communications authorized by the applicable issuer, the definitive offering documents control. You should read all offering documents in full before making a decision.

2.6 Independent decision and professional advice

You are responsible for evaluating the merits, risks, liquidity, fees, conflicts, tax consequences, and suitability of any opportunity. You should conduct independent due diligence and consult your own legal, tax, accounting, and financial advisers. Lova does not make an investment decision for you through the public website or a general webinar.

2.7 Investor community and communications

If you submit information, you agree that it is accurate to the best of your knowledge and that Lova may use it as described in the Privacy Policy. Lova may send requested information, educational updates, and event notices. You may unsubscribe from marketing email at any time. Lova may remove, suspend, or decline a registration or access request for security, legal, operational, or eligibility reasons, subject to applicable law.

2.8 Intellectual property

The website and its original text, graphics, layout, design, trademarks, logos, videos, downloads, and other content are owned by Lova or used with permission and are protected by applicable intellectual-property laws. Lova grants you a limited, revocable, non-exclusive, non-transferable right to access the website for personal, noncommercial informational use. No ownership rights are transferred.

You may not reproduce, publish, modify, distribute, sell, license, scrape, frame, create derivative works from, or commercially exploit website content without written permission, except for lawful personal use or as otherwise permitted by law. Third-party marks and materials remain the property of their respective owners.

2.9 Prohibited conduct

2.10 Third-party content and links

The website may reference or link to an operating partner, issuer, investor portal, webinar provider, news source, or other third party. Third-party content is provided for convenience and may change without notice. Unless expressly stated, Lova does not control, endorse, or guarantee third-party content, availability, security, or practices. Your use of a third-party service is governed by that party's terms and policies.

2.11 Website availability and changes

Lova may update, correct, suspend, restrict, or discontinue all or part of the website at any time. We do not promise that the website will be uninterrupted, error-free, secure, complete, or current. Dates and source periods should accompany time-sensitive portfolio and performance information.

2.12 Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." LOVA DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND QUIET ENJOYMENT. Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

2.13 Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LOVA AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOST PROFITS, LOST DATA, LOSS OF USE, OR INVESTMENT LOSSES ARISING FROM OR RELATING TO THE WEBSITE, EVEN IF ADVISED OF THE POSSIBILITY. Any limitation will apply only to the extent permitted by applicable law and does not alter rights under definitive offering documents.

2.14 Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Lova and its members, managers, officers, employees, contractors, and agents from claims, liabilities, damages, judgments, losses, and reasonable costs arising from your unlawful use of the website, violation of these Terms, or infringement of another person's rights. This provision does not apply to the extent a claim results from conduct for which indemnification may not lawfully be required.

2.15 Governing law and venue

These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law rules. Subject to any mandatory law, claims relating to the public website will be brought in the state or federal courts located in Fulton County, Georgia, and you consent to their jurisdiction. These Terms do not replace dispute provisions in any offering or subscription document.

2.16 Changes, severability, and entire agreement

We may revise these Terms by posting an updated version and effective date. If a provision is held unenforceable, it will be enforced to the maximum lawful extent and the remaining provisions will continue. These Terms, together with the Privacy Policy and Website & Securities Disclosures, form the agreement governing the public website, but do not replace any separate written agreement or offering document.

2.17 Contact

Questions about these Terms may be sent to hello@lovacapitalgroup.com. Business location: Atlanta, Georgia.